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There are three main types of auto insurers in the Windsor area: insurance brokers, captive agents and direct providers windhaven auto insurance. Captive agents work as a representative for a single insurance company. They are able to provide personalized services to the customer because they do not have to understand the ins and outs of different companies. Because they do not have to learn the rules and policies of multiple insurance carriers, they are experts in their field and may be able to give more accurate information regarding their services than those who are not as specialized.
Using an auto insurance broker is one way to compare different auto insurers to obtain the best rates. A direct provider removes the need for a go-between, thus eliminating excess fees. Not all direct providers are the same so be sure to look around carefully and compare. Make sure that the licences of your prospective insurance agencies are up-to-date. You can check with the Insurance Bureau of Canada to determine the validity of an insurance company's licence.