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Teens bring heightened accident risk to their parents’ policy, and typically heightened car insurance rates to boot cheap car insurance less than 1000. The three lowest rates for this category were about $1,500 to $2,000 per year more than the three lowest for good drivers on a solo policy. Parents should look for discounts their teens can bring to the table to help keep costs down — such as those for scoring good grades or attending school away from home. Average Cost of Insurance: Car, Home, Renters, Health, and Pet (2016) average car insurance north carolina.
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