However, some insurers will provide cover, but only if your conviction has no relation to driving offences. So, for example, if you have a conviction for burglary, you may be offered car insurance, but refused if you were convicted for dangerous driving. If you can’t find cover from a conventional insurer, then there are specialist insurance companies who specialise in providing car insurance for convicted drivers, but premiums will be expensive. Remember that, however difficult you might find it to get cover, and whatever price you are quoted, car insurance is compulsory.
However difficult you might find it to get cover, and whatever price you are quoted, car insurance is compulsory If you have a criminal conviction and you cannot find an insurer who will provide you with motor insurance, UNLOCK (the National Assocation of Reformed Offenders) can provide you with a list of brokers who specialise in convicted driver insurance. They can also advise people on which brokers accept which kind of convictions. The website is www.unlock.
uk . You should always try to compare convicted driver insurance quotes from as many different insurers as possible to ensure you find the right deal at the right price to suit your needs. How to keep a lid on the cost of car insurance for convicted drivers Once you have found cover, there are various ways that drivers with convictions can keep the cost of convicted driver insurance premiums down. One way to do this is to raise your excess.However, don’t make it so high that you wouldn’t be able to cover it in the event you do make a claim, as this defeats the point of having motor insurance. Try to drive less too - the lower your mileage, the less your premiums will cost. Ensuring your car is secure can also reduce the cost of cover. Keep it in a garage if possible, and make sure the car is fitted with an approved alarm and immobilizer. Another option could be telematics car insurance .