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A full range of solutions designed specifically for employers and tailored to the needs of your business certas direct auto insurance phone number. One of the worst auto insurance the general car insurance charlotte nc. I got into an accident this lady rammed into the rear of my car because of the car in front of me was making a right turn into a drive way. I guess the lady behind wasnt paying attention and she rammed right into me. I've got all the police statments saying it was the lady's fault and my certas insurance gave me a call saying the lady is claming injuries and she's been traumatized and wants me to pay for all her bills.