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Make sure you have enough liability protection and change your umbrella policy as necessary cheap auto insurance in kalamazoo michigan. 40+ years with Allstate does auto insurance quotes affect your credit score. One claim and the twists and turns were unbelievable. Not a insurance company you want when you need them. Refused my claim for a flooded basement because they said the leak seeped before bursting and they won't cover seeps. In the meantime I had a flooded basement, carpet pulled by their contractor, ceiling cut out and removed without my approval. My agreeing to simplify the repair was used as a admission of the issue.