You choose the optional benefits that fit how you drive compare car insurance hong kong. Choose from popular options like: - We will pay you a daily rate of HK$500 to help you with transport costs while your car is being repaired. We will pay up to a maximum of 10 days per accident or up to 20 days per year - get up to HK$2,000,000 for death and/or loss of sight or limbs for the driver as a result of an accident involving your car.
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* The first registration of the car must be made within 12 months from the date of its manufacture car insurance hong kong. A maximum of HK$5,000 will be provided to cover the medical expenses from bodily injury sustained in an accident to your car. HK$100,000 compensation will be provided to cover death, loss of limbs or sight for you or any named driver in the event of an accident while driving your car.
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Once you have built your plan, you can buy it online, over the phone or by coming into our Customer Care Centre at 1101, 11/F, Allied Kajima Building, 138 Gloucester Road, Wan Chai car insurance hong kong online quote. 1101, 11/F, Allied Kajima Building, 138 Gloucester Road, Wan Chai progressive car insurance fort myers.
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Dogs can also rack up surprisingly large medical bills aaa auto insurance vacaville. Bob McKercher, who has owned 10 dogs, says: "You can expect that a dog will need medical care at some point. Dogs get sick." Last year, two of McKercher's Pekingeses required surgery. One called Lady had bladder stones surgically removed and was neutered at the same time. The bill was HK$5,000. Expand your coverage with our options by just spending a little more car insurance hong kong cost.
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Here’s some of what you get when you buy your Hong Kong car insurance with DirectAsia: car insurance hong kong online. Pay instantly and securely online with your Visa or MasterCard . In case of disputes, Direct Asia Insurance (Hong Kong) Limited reserves the right to make the final decision health insurance.
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1101, 11/F, Allied Kajima Building, 138 Gloucester Road, Wan Chai car insurance comparison hong kong. The minimum legal vehicle insurance requirement, according to the Hong Kong Motor Vehicles Insurance (Third Party Risks) Ordinance, is to cover your legal liabilities towards third parties with respect to injury or death cheap insurance tuner cars. However, most insurers in Hong Kong do not provide insurance covering you only in the event of injury or death caused to a third party, and Third Party motor insurance policies in Hong Kong will almost always include cover for damage to third party property (“ Section (II) Insurance ”). Third Party Vehicle Insurance Limits In the event that you become legally liable for injury or death to a third party, or damage to third party property as a result of a motor accident for which you are found at fault in a court of law, your Third Party motor insurance will cover you up to the policy limits. The standard limits of indemnity provided under most private car Third Party motor car insurance plans are as follows: Section (II) Insurance Third Party Death or Bodily Injury : HK$ 2,000,000 It may be possible to increase the limit of indemnity for Third Party Property Damage with a few insurers however this is not usually requested. The property damage limit of indemnity is usually lower for motorcycles at HK$750,000, and the limits may also vary for Commercial Vehicle and other types of motor insurance.
The excess s the amount payable by the policy holder in the event of a claim before the insurance ‘kicks in’’. For example, should you be found legally at fault for a motor accident, and a third Party was involved sustaining damage to their vehicle, the claimable amount may break down as follows: Cost of repairs to third party property: HK$40,000 Excess payable by you as the policy holder: HK$5000 Amount claimable under your third party insurance: HK$35,000 Please note that the figures captioned here are for informational purposes only and the exact deductible you will be responsible for paying will depend on the exact policy you purchased. There is usually no excess applicable in the event of a claim for injury or death to a third party. A Third Party can be another party involved in the accident, including other drivers, pedestrians and your passengers.
This may involve being convicted of Careless or Dangerous Driving or other penalties or driving convictions. Whenever there has been an accident which may lead to a claim the insurer must be informed immediately. In the event of an accident you must not admit liability or make any private arrangements with the other party, as this would invalidate the terms of your insurance policy and may affect your ability to claim later (if you agree to settle with the other party, and subsequently they decide it is not enough, or third party injury comes to light later on, and you are then found guilty in a court of law, the insurer may refuse to honour the claim as you had broken the terms of your insurance policy). Therefore should you be involved in an accident with another party, you should always inform the police, inform your insurer, and not make any arrangements with the other party or admit liability.
In this case the terms of your policy should not be affected as no claim had been made, however driving history is always taken in to account by the insurers and so the accident itself may affect your future terms. Unfortunately this does mean that third party claims can take a long time to finalise (the insurer can only go forward once the police investigation has been completed and they know the court result). On the positive side, if you are not found guilty for the accident you do not need to claim under your third party insurance and are not legally obliged to pay anything to the third party. Free Third Party Vehicle Insurance Quotes in Hong Kong If you would like to receive a free quote for a Third Party Vehicle Insurance policy for your car, please complete the short form at the top of this page. Once you have submitted your request an expert CCW Hong Kong insurance broker will contact you with a detailed comparison, comparing a range of leading coverage options best fitting your requirements.