Michigan drivers aren't just dodging potholes; they're also combating the nation's most expensive car insurance, according to the latest report auto insurance elkton md. Michigan drivers pay 136% above, or more than double, the national average of $815 a year, according to a report by insuranceQuotes.com. And Wayne County is the most expensive county within the most expensive state.
com. Sky-high auto insurance rates aren't anything new to Michigan consumers. But the report might add fuel to the argument that the state can no longer afford top-of-the-line coverage. The state's lawmakers currently are debating a fast-track, potential overhaul of Michigan's no-fault auto insurance system. Some expect that major reform to Michigan's system could move toward final passage as early as this week.
Another source of high premiums: Michigan has an unusually high number of uninsured drivers, which drives up rates for people who do have car insurance, she said. Adams said the discussion in Lansing regarding capping some medical expenses in Michigan could lead to lower rates. She expects that changes would need to be made gradually. She noted that Michigan is coming to a critical point where the auto insurance system needs to be reviewed, given the high costs.