does a car have to be in your name to get insurance on it

car, list the young adult driver and charge a rate based on the does a car have to be in your name to get insurance on it. Don't keep your name and insurance on a car that another person possesses! First, as the owner - because your name is still on the title -- you have vicarious liability for the actions of the person driving the car that you “sold.” Second, you're paying for insurance but any claims might not be covered. Your car insurance policy normally covers cars and drivers of your household, not others. If you're in this situation, you should sign the title over to the new party.


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