Lease a vehicle cheap health insurance options. Finance for 60 months or more. Put less than 20 percent down. Roll negative equity from a previous vehicle loan into a new vehicle loan.
Purchase a vehicle with a history of high depreciation rates. More than likely your insurance carrier offers auto gap insurance, and many carriers will allow you to add it at any time to cover the original loan. Cost of car gap insurance Pearse says Travelers calculates gap insurance premiums at roughly 5 percent to 6 percent of the premium for collision and comprehensive insurance you have on the car. On a $1,400 annual premium -- with $420 to $560 of that typically for collision and comprehensive -- gap insurance would cost $20 to $30. And the cost goes down along with the cost of collision and comprehensive as the vehicle ages.
"It's the belief that you can only purchase it from the vehicle manufacturer at the time of sale," he says. "The truth is that you can purchase it any time and insurance companies are less expensive.". Sign up to see this price drop and to receive future price drop notifications find a car on finance with insurance.