michigan auto insurance personal injury protection

The replacement services provision of the Michigan no-fault act will pay up to $20 a day for any services you previously did for yourself now must hire someone else to do because you are unable to carry them out due to your auto accident injuries no fault car insurance michigan. Replacement services can be performed by family members and can include investment income, housekeeping, lawn and garden maintenance, car maintenance, meal preparation, baby-sitting/child care and driving family members to school and appointments. Michigan’s unlimited personal injury protection coverage would be capped at $50,000 under legislation introduced in the Senate what are the functions for auto insurance. Michigan's no-fault law became effective October 1, 1973 a auto buyers insurance naples fl. It was created by state lawmakers to:. Up to $20 per day, for a maximum of three years for "replacement services michigan auto insurance personal injury protection."  This pays for services which the injured person can no longer perform.

michigan car insurance personal injury protection

In almost every instance, every company must cover your auto, wherever it is michigan car insurance personal injury protection. There are a few instances where you may be deemed "ineligible" that will be described later. However, for the most part, whether you live in Ionia, Inkster, or Iron Mountain, every company writing auto insurance has a rate for you and must provide coverage. You may contact company or agent selling insurance in Michigan and ask for a quote; you don't have to live in the area in which the agent is located to get a policy from a company he or she represents.

Although you don't have a choice about buying auto insurance, you do have some choices about how much you pay and who you choose as your insurance company. You may have recently experienced an increase in your premium or maybe you just want to check out some other companies but you don't know where to start. The Department of Insurance and Financial Services (DIFS) can help by giving you the information you need to understand what affects your premium. DIFS’ website also has tools to help you locate different insurance companies, agencies, and agents.

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