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Fedele Insurance Services Inc luke cheap life insurance with no exam.m I highly recommend Fedele Insurance! I use to have my insurance at 4 different places but Fedele Insurance was able to write my home, auto, motorcycle and life insurance. Its nice to have everything at one local place and they saved me a ton of money! Fedele Insurance Services Inc sammip Fedele insurance has outstandi... Fedele insurance has outstanding customer service! I shopped around at many insurance companies and Fedele insurance was the lowest quote out there! Insurance Basics To mitigate the risk of loss, people purchase insurance policies from a company.

If the insurance provider determines there is a greater chance of risk as compared to the average policy, the premium is usually higher. Premiums are often paid monthly, and can add up over time up to be greater than the expense of replacing the insured item. Many types of insurance only cover a certain amount of risk on an item. The amount the policyholder must pay before an insurance policy begins covering an expense is called the deductible. In the event of damage or loss to whatever the policy covers, the policyholder is responsible for the deductible no matter what.

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