A personal umbrella policy (PUP) is a type of insurance that provides liability coverage over and above your policy cheap auto insurance in fort lauderdale. So, if your liability coverage isn't enough to cover the damages of an accident you cause or an incident on your property, a personal umbrella insurance policy kicks in right where your other liability underlying limits have been reached. An umbrella policy can protect you when your automobile or homeowners insurance isn't enough. What Uber, Lyft Drivers Need to Know About Ridesharing Insurance umbrella policy without car insurance.
It will cover the amount above the limit set in your auto policy, up to the limit you choose for your umbrella policy. Now, isn't that peace of mind?. Often, insurance policies are defined not by what they cover, but by what they don't umbrella policy car insurance. This is especially true for excess liability products. If something is not specifically excluded, you're covered. Exclusions vary widely by company.