vehicle insurance pictures
Find an insurance company that matches your budget by entering your zip code now and comparing auto insurance rates ! Other times your insurance company requires you to take pictures of your auto after a car accident . This can be done by you and followed up on at a licensed mechanic or repair shop. What is the purpose of taking photos when getting insurance? You may be wondering what the purpose is of getting photos taken of your vehicle when you purchase insurance? The purpose of this is to document damage to your vehicle before purchasing your policy. For example, if you have a dent in your car, the picture will document this so that you can’t for it at a future time. Basically, this procedure is to ensure your honesty in filing claims and to perhaps find damage to your vehicle you did not even notice. A small chip in a windshield may go unnoticed by you, but an insurance company knows how quickly it can lead to the replacement of an entire windshield in the future.
Some insurance companies have contracted this work out to mechanics or repair shops and will let you know where you can get the pictures taken. Surprisingly, with the competitive nature of the insurance industry, many insurance companies are no longer requiring this. This is especially true of national chains who receive most of their customers online. It would be overwhelming to try and take picture of all the vehicles requesting insurance. What is the purpose of taking photos after an accident? After an accident, you can take pictures on your own but make sure the date stamp is on each picture. This is important since things such as towing and police reports happen quickly.
Be sure to check with your insurance carrier, before you have an accident, to see if they have insurance adjusters who come to the scene of an accident to record information. If this is the case, you don’t have to do any of the picture taking, the adjuster will do it for you. You want to know this information before an accident because you may not be in the state of mind to figure it out at the scene of an accident. If you don’t have a camera, don’t forget about your cell phone camera. Most cell phones have cameras and video cameras built in. You can use this to record damage to your vehicle or another person’s vehicle.
Even with all this effort put into picture taking, most will want you to take your vehicle to a certified mechanic to assess the damages. The mechanic or repair shop will take pictures for you. Check with your insurance company to find a list of mechanics and repair shops they work with. What other information you will need to supply besides pictures? When you are in an auto accident, in additional to pictures, you will need to supply additional information to the insurance company.
Although you want to do this relatively soon, wait at least 24 hours after the accident to do so. This form will ask you for specific information such as the date and time of the accident. They will also need supporting documentation such as police reports, witness statements, repair shop estimates and the insurance information of other drivers. Do not reveal too much information too soon.