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Collision coverage and comprehensive insurance come with a deductible who has the cheapest car insurance rates in michigan. A deductible is the amount you pay before your insurance pays out. You can typically choose a deductible of $250, $500 or $1,000. For instance, say you select a $1,000 deductible. Your repair bill after an accident is $2,500.
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Michigan law also allows companies to provide discounts on the cost of coverage. Most people will be eligible for one or more discounts with a company. Although agents and company representatives generally will tell you the discounts for which you are eligible, be certain to ask about them. They can save you money.